As a criminal defense law firm, Thailand Bail encounters all kinds of cases, ranging from drug cases to murder cases to financial crimes cases. We have written quite a lot about the first two topics, so today we would like to address the financial crimes topic. Criminal gangs are largely to blame for many of the financial crimes committed by foreigners, specifically in ATM card fraud and online scamming. Most of our clients who have been accused of electronic card fraud in Thailand come from Malaysia, China, and various European countries such as Russia, Ukraine, and Lithuania. Our clients who have been accused of online scams typically come from African countries. This is not usually